Connecticut Institute Of Finance

About

A company dedicated to your financial well being, now and in the future.

Story

We offer our clients a unique array of services under one roof by combining efficient tax planning, comprehensive life, health & LTC insurance planning, with estate and trust creation.
No matter what time of year, or stage of personal or business planning, there are important tasks you will need to perform in order to maximize your wealth. We help you identify those stages, and provide the right tax or financial service that fits.

Tax Reduction Planning
-Full service tax preparation, all schedules and electronic filing.
-Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies.
-Quarterly review of your tax situation and planning to incorporate any new tax law changes.
-Recommendations of tax solutions including -Updates on new tax laws that can effect your personal tax situation.
-Audit and IRS Inquiry assistance.
-Notary Services available.

Investment “Watch Dog” Service
-Reviewing your investments and designing a personalized portfolio appropriate to your needs.
-Year-long, continual monitoring of your investments.
-Quarterly meetings to: review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you.
- Quarterly statements.
-Independent Advice.
-Commission-free transactions on most stocks, bonds or mutual funds traded in your account (certain transaction fees may apply).
-Recommendations regarding positioning of funds within your employer provided retirement plans such as 401(k)s.
-Quarterly “market watch” letter detailing our firm’s research, analysis and view of the current state of the investment markets.

Retirement Income & Distribution Planning
-Analysis of your income needs now and in the future.
-Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living.
-Recommendations regarding the best distribution strategy for your employer retirement plans and IRAs.
-Analysis of the beneficiaries of your IRAs and how to establish an Inherited IRA to continue your IRA for up to 70 years or longer.

Family Wealth Planning
-Analysis of your current estate plan and concerns.
-Free consultation with your attorney.
-Assistance in transferring assets to your Living Trust or other trusts.
-Providing guidance with the appropriate and necessary steps in the event of the death of a loved one.

Client Services & Communications
-Quarterly Newsletter to keep you appraised of the most current planning options.
-Quarterly Reviews.
-Special reports on how to reduce your taxes and other important topics.
-Special Gold Medal Service Events, including client appreciation events.