HOC is a private, non-profit, equal-housing lender, housing counselor, and education provider, serving residents in north central West Virginia.
HOC is a private, non-profit, equal-housing lender, housing counselor, and education provider, serving residents in north central West Virginia.
Offering clients the opportunity for affordable home ownership and home improvement by providing sound and ongoing financial counseling, home buyer education, and effective mortgage brokering.
Some of our most popular types of loan products include:
* Conventional mortgage financing up to $417,000 for qualified borrowers
* Special products for first-time home buyers
* Mortgage refinancing for existing home owners
* USDA guaranteed and direct loans
* FHA low-down-payment loans
VA loans for qualified veterans
* Down payment/closing cost loans.
* Loans for home repairs and improvements to correct health, safety or accessibility issues
* Loans for energy-efficiency upgrades
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