Matthew S. Arnett

About

Public Accounting Services:
Tax Planning and Preparation
Bookkeeping and Payroll Services

Investment Advisory Services:
Investment Management
Retirement Planning
Education Planning
Estate Planning

Story

ABOUT
Matthew began his career in the financial services industry soon after graduation from the University of Kentucky in 2001. He later completed his Master of Business Administration (MBA) and became a Certified Public Accountant (CPA). He is also a CERTIFIED FINANCIAL PLANNER™ (CFP®) and takes a holistic approach to helping families manage their finances by evaluating clients’ situations and goals and identifying strategies to help them obtain their objectives.
Matthew grew up on a farm in Union County, KY and takes a special interest in helping and understanding the unique needs of farm families. To stay up-to-date on current trends, Matthew attends seminars from University of Kentucky College of Agriculture departments and the American Institute of CPAs (AICPA) relevant to the agriculture industry.

EDUCATION
University of Kentucky – Bachelor of Science in Business Economics
Murray State University – Master of Business Administration

CERTIFICATIONS
Certified Public Accountant
CERTIFIED FINANCIAL PLANNER™
Certified QuickBooks Pro Advisor

AFFILIATIONS
American Institute of Certified Public Accountants
• Tax Section Member
• Personal Financial Planning Member
Kentucky Society of Certified Public Accountants
National Society of Accountants

Investment Policy

People invest money to build wealth and to reach various life goals. I provide the sound advice that increases the probability of reaching those goals. Through asset allocation, I can help any individual or organization derive a strategy to meet both their short and long-term goals without taking any undue risk.

I believe that active portfolio management will outperform the general market over time. Thus, I use a thorough selection process when building portfolios primarily of actively managed mutual funds. Historical performance is important, but not as important as risk management. Therefore, the amount of risk taken with each investment and the amount of risk each investment adds to or takes from the portfolio should be primary concerns when selecting investments for each client. By taking this strategy, I believe I can add alpha to my clients’ portfolios and help them build lasting wealth.

For tax sensitive clients, portfolio turnover should be minimized. This can be done by selecting either low-turnover, actively managed products or by selecting individual securities. If stocks are chosen, they will be selected by analyzing the companies’ financial statement and selecting stocks with strong financial ratios in categories such as liquidity, debt management, turnover, and profitability. Having these strong ratios reflects the competence of both the financial management and the operations management of the companies. Also, the companies should be selected when they are considered under-valued by analyzing the companies’ value ratios and comparing them to other companies within their industry as well as the general market.

By using an efficient frontier, I will help all clients derive an asset allocation model that fits their risk tolerance while maximizes their return. Having discipline and patience is a characteristic shared by most successful investors. By using asset allocation, I will minimize emotional investing which will allow clients to remain invested through all market cycles. I believe that time in the market is much more important than timing the market.