MIDFLORIDA Credit Union

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Address: 6040 Florida Ave S, Lakeland, FL 33813, USA

Phone: (863) 688-3733

Website

State: Florida

Zip Code: 33813

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Reviews

I don't have the type accounts that would contain hidden fees so I can only tell my experience. Clean and tidy inside. The tellers have always been courteous and happy to answer any questions I have. No 5th Star because, despite their friendly demeanor, they often cannot answer fairly routine questions. Plus I have to call ahead at least 24 hours to get a case of coin rolls (e.g. $25 "case" of pennies) for small change.

 9 years ago (01-01-2017)

Love the drive up ATM. The full-service teller line can be slow at times, but the people are always polite and friendly. No complaints.

 9 years ago (26-10-2016)

Worst customer service I've ever experienced and I plan to close to accounts here. They'll hold your payroll checks for no reason and going into the branch is a joke, no one there has any sense of customer service. I went in there for a consolidation loan stoke to someone all week along and I was supposed to be able to walk in and sign these papers and the lady basically said well I can't help you thanks. Word to the wise bank anywhere else. 

 10 years ago (19-03-2016)

As Raul Alvarez says, the hidden fees are outrageous.  As an example, look at their early withdrawal penalty they slipped in to change a long-standing 6-month interest penalty to a 3-YEAR interest penalty.  Think about it, at their current interest rate of 1% APY (9/2/2014) on a 5 year CD, if you withdraw after a year, you PAY MidFlorida 2%, if you withdraw after two years you PAY MidFlorida 1%, and only after MidFlorida has held your money prisoner for 3 YEARS can you get it back, at a rate of 0%.  For the fourth year you'd end up with 1%, or an effective rate of 0.25% APY, and only when the CD matures, and not a day before, will you be able to get the full amount due.

Contrast that with State Farm Bank, on 9/2/2014, paying 2.15% APY for their 5-year CD, with a 6-month early withdrawal penalty.  Or if you'd want an even better interest rate, EverBank, with branches in Tampa, is paying 2.30% APY, but they have a 15 month early withdrawal penalty, bad but still not half as bad as MidFlorida.

BE AWARE of their sneaky tactics, as I am publishing this for your informational purposes.  I'm also trying to warn you, I hope you don't make the same mistake I did and trust them, the only "relationship" they're looking for is to pick money from your pocket.

 11 years ago (02-09-2014)

i am very tired of the hidden fees that they come out with like you could only make 6 transfer for free on line after that its $25 they charged me on charges alone $575 it makes me think to just gosome where else  

 13 years ago (19-03-2013)

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MIDFLORIDA Credit Union

Reviews, get directions and contact details for MIDFLORIDA Credit Union

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