North Adams ME Credit Union

About

At North Adams M.E. Federal Credit Union we are focused on providing excellent service with the highest level of customer satisfaction.

Story

Business Hours:
Monday - Friday, 9am - 4pm
Closed daily for lunch, 1pm - 2pm


Manager: DeLena Boutin
Office Clerk: Candice Danylieko


We are here to help you meet your financial needs, may it be a consolidation loan, a new car, or that dream vacation.


Current Loan Rates:

**Personal Loans - $7,500 Max.
5 years max. - As low as 13%

**Share Secured
10 years max. 3.50%+ current payable dividend rate

**Automobile Loans
New Cars - 6 years max. - As low as 3%
Used Cars - 6 years max. - As low as 5%

**Motorcycle Loans
New - 5 years max. - As low as 6%
Used - 4 years max. - As low as 7%

**Recreational Vehicle Loans
(ATV, Boats, Snowmobile, and Utility Trailers)
New - 5 years max. - As low as 6%
Used - 4 years max. - As low as 7%

**Camper Loans
New - 6 years max. - As low as 6%
Used - 5 years max. - As low as 7%

*We will match any competitor's rate with Board of Director's approval!*

*Loan rates are subject to change without prior notification.
*All rates are based on Annual Percentage Rate (APR).
*Late loan payments will be charged a late fee, per loan agreement.
*Loan rates are on a Risk Based Pricing scale that is determined by your Debt Ratio & Credit Score.
*All Vehicles, Motorcycles, and Recreational Vehicles must obtain proof of insurance throughout the life of the loan, per loan agreement.


We also offer the following:

**Current Dividend Rate:
Share savings and Christmas clubs .125% APY
*Annual Percentage Yield*

*We offer a Share Savings at a competitive rate!*

**Christmas Clubs:
Checks are automatically printed October 1st and mailed with your October - 3rd quarter statements. Not subject to an early withdrawal penalty.

**Lil Buck Savers:
Ages 0 - 18; Great way to teach young ones the importance of saving for their future!

**Payroll Deduction:
Your work may offer payroll deduction deposits to your account(s) held with us. The following currently offer payroll deductions: City, Housing, School, Retirement, and Ambulance Service.

**Minimum Balance:
Just $5.00 to open and maintain your account with annual activity.

*Member’s immediate family can also join!*

Your savings feudally insured up to $250,000, and backed by the full faith of the United States Government and the National Credit Union Administration (NCUA).


Current Fees:

*Account Activity Printout ............................. Free
*Account Research/Reconciliation ............... $10.00
*Credit Report Copy ..................................... Free
*Loan Late Payment ............ 20% of interest over 10 days
*Returned Item Fee ...................................... $20.00
*Stop Payment Fee ...................................... $30.00
*Statement Copy Fee ................................... Free

*A fee must be paid within 5 business days of receiving the charge.*


Did you know... CUNA Mutual Group offers the following Group Discounts to current members of the North Adams M.E. Federal Credit Union.

We work hard to help you save money, check out the following Insurance products we can offer you at a low cost!

**Auto & Home Insurance
**Accidental Death & Dismemberment (AD&D) Insurance
**Term or Whole Life Insurance

Call the toll free numbers or click on the link below for your free quotes!

Life and AD&D Insurance - (855) 612-7910
Auto & Home - (888) 380-9287
https://www.trustage.com/portal/server.pt/community/homepage_community/846
^Enter North Adams M E Federal Credit Union in the box and check out all the offers!!