Baker Federal Credit Union

Reviews, get directions and contact details for Baker Federal Credit Union

About

Refer a friend or family member and get $25 for each new account you send our way!

Story

Baker Federal Credit Union is a full service financial institution. Along with our full array of services, BFCU is committed to:

Becoming your financial partner and working with your to help you achieve your financial goals
Providing you financial services at fair and reasonable rates and fees
Providing excellent customer services as our members are our #1 priority

Address: 501 Baltimore St, Phillipsburg, NJ 08865, USA

Phone: (908) 859-2340

Website

moc.liamtoh@ucfrekab

State: New Jersey

City: Phillipsburg

Zip Code: 08865

Opening Hours

Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:00 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: Closed

Update Info

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Reviews

.75¢ to use ANY other ATM besides the 2 Baker site ones and they just increased their already high overdraft fee to 45$. My debit card and checking account are declined routinely for unknown reasons and inaccessible to check ledger/balance (worst as I stood at Toyota on Hecktown picking up after a repair at 630p with no way to contact them!) more often than they're 'on'. 
I switched to Baker about a year ago to support local business....big mistake!
Buh bye...

Fast forward 4/17/18, attempted transfer from Baker to another acct. A phone app I used from the other bank made the transfer amount appear twice, seconds apart, for the same amount, and immediately irreversible.  Baker whacks me with a 45.00 overdraft fee. I explain it was an obvious phone app error and NOT a true overdraft...no debit or check transaction... and that they should refund my 45.00. Their acct mgr decided 25.00 was 'fair'. How? Explain why you deserve to steal 20.00 of my money for an app error!  Re: the response concerning ATM fees, you're  way behind the times, which I think is the general problem at Baker. NOBODY worth the business charges ATM fees anymore at out of network ATM.

 8 years ago (19-04-2018)

When I met my husband we moved my account to IRCO and when we did I realized they were charging me high interest and also added on extra insurances onto my loan without telling me my payment without it.  I should have been more careful and read my contracts better but I trusted them.  I have good credit too. Live and learn.

 9 years ago (01-12-2017)

Wouldn't refinance my son's loan on a car he bought from Phillipsburg-Easton Honda. It's a Honda and he put $2000 when he bought it from Bill Hav and Bill said you would refinance it after he makes about a year of payments on it. You shouldn't tell a car dealer that you can refinance if you can't do it and by the way the credit score you told my son was wrong because credit karma had him 65 points higher. I don't know what kind of games they play here but stay away.

 8 years ago (25-03-2018)

Been banking here for 20 years! Great people and very friendly as well.

 8 years ago (11-03-2018)

I bought my car from Bill Hav Honda and he said they would refinance my car but Baker said the value isn't enough? It's a Honda and my credit is fine.  Don't waste you're time here.

 9 years ago (11-10-2017)

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