Harding Insurance

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"Medicare & Long-term Care"

Address: 169 Saxony Rd # 108, Encinitas, CA 92024, USA

Phone: (760) 603-1100

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State: California

City: Encinitas

Zip Code: 92024

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Reviews

I was led to Harding and Harding by a friend to help set me up for Medicare. I was shown step by step the different nuances of Medicare and was also led through the application processes by Jack Harding. Sadly he passes away recently. Kory Harding recently got in touch with me to find a new prescription drug plan as my current plan will not be offered in 2024. Top notch guidance all the way through! I’d recommend this company to anyone!

Steven is more than willing to go an extra mile to ensure satisfaction and never makes you feel inadequate in knowledge. I would highly recommend you call him and make the time to travel to wherever he may have an office. It’s well worth it.

My husband and I have been clients of Steven's for a few years.  He has always been very informative, professional and trustworthy.  Steven is quick to get back to us with an answer to any question we may have.  I highly recommend Steven Harding for your Medicare needs.  He walks you through the process and you can relax and know you are in very capable hands.

Working with Steven Harding has been an absolute pleasure. He helped us choose the best Medicare supplement and our initial prescription provider. It was such a relief to have the guidance of a knowledgeable professional when making those important decisions. We meet with him yearly to review our prescription coverage, and, while there is a modest fee for that review, his advice on coverage changes has saved us hundreds, sometimes thousands, of dollars every year. We have referred many friends to Harding & Harding and everyone of them has been very pleased. We recommend them without and reservation.

I was referred to Steven Harding by my best friend and my financial advisor and  have been consulting with him for my medical insurance since 2016 when I retired. With so many options, it was confusing. I needed guidance in choosing a supplemental health policy. Steve simplified the process, was extremely patient, and guided me into the best policy for my needs. He also helps me choose the best options for my prescription coverage on an annual basis by reviewing my medications and guiding me into the most cost effective policy. He is and his company have been a blessing.

I recommend Harding Harding & Associates to all family and friends. Very knowledgeable staff to explain all the ins and outs of Medicare! A sincere thank you to the Harding family for your service to our community.

Steven Harding made the Medicare process much easier to comprehend.   Without his expertise and explanation of the different plans, I’d be lost.    How one does this on their own is beyond me.   I had no idea how complicated Medicare could be.   Money well spent.

Steve asked if I would take a minute to pass on our experience with Harding & Harding and with the use of teleconferencing. I believe it was very important that our first couple of meetings were with Steve in personally.  Now however, having established a really strong level of trust, Karen and I actually find it much more convenient to hold our annual reviews with Steve virtually.  It savings a bunch of time and is just as affective as an in person get together. I'd strongly recommend it.  Bill Downing

Mark and I have benefitted from our association with Steve Harding since we switched from private health insurance to Medicare. He has used the data we have provided him with excellent recommendations for obtaining supplemental coverage and drug plans. His work is professional, thorough, and thoughtful. We are in very good "hands" with Steve. We have referred many friends and family members to him. He is gifted at clarifying and simplifying what could be a confusing and complicated process.

I was referred to Steven by my brother 5 years ago and I continued to count on his expertise and personal attention to what I was looking for.  I would highly recommend and will help answer questions if you have them.  Don't try to muddle through the maize of Medicare.  Let Steven help you and completely trust his knowledge.

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