Lane Hipple - Wealth Management Group

About

Comprehensive Financial Planning | Investment Planning | Tax Planning & Preparation | Education Planning | Retirement Planning | Insurance Planning |Estate Planning

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Lane Hipple (LHS), founded in 2003 by Thomas A. Lane, Jr., is a comprehensive financial, estate planning and investment advisory firm. Our partners and financial advisors bring our extensive experience to a broad range of clients, including professionals, private business owners, executives and retired individuals, as well as local families, small businesses and institutions.

As an independently owned and operated Registered Investment Advisor (RIA), we are able to offer a full menu of investment products and services, including fee-only platforms that align our clients’ objectives with that of our own. Our investment advisory clients include individuals, trusts, charitable organizations, retirement plans and corporate accounts. Charles Schwab acts as the custodian for our advisory accounts.

Our independence also allows us to affiliate ourselves with several insurance companies and insurance brokerage firms. This enables us to procure insurance products that best meet the needs of our clients, whether it is term life insurance, long-term care insurance, “second-to-die coverage,” etc. Unlike many of the larger brokerage firms, we have no proprietary products.

Lane Hipple provides the answer to the critical question “Who can I trust to create, manage, preserve and distribute my wealth?” We are committed to providing honest, high quality financial planning and wealth management and are dedicated to faithfully serving our clients.


WE WANT YOU TO UNDERSTAND HOW YOU ARE CHARGED

How you pay for investment advice can have an effect on your peace of mind and the outcome of your financial life. Because there is no such thing as a “free lunch”, you should clearly understand how you are paying for financial services or financial advice. At Lane Hipple, we believe in complete transparency with regard to how we charge.

Lane Hipple does not sell any investment products. We do not sell mutual funds, stocks, variable annuities, or other investment “products”. When investment management services are desired, clients give us limited discretionary trading authority. We place trades for the client and are compensated by a percentage of assets under management, not by the number or size of trades. We work with our clients in the role of advisor, counselor and friend. We are a Fee-Based financial planning firm. Meaning that we do not accept commissions from investment products, but sometimes we do receive commissions from life insurance and fixed annuity products. When we do, we fully disclose the commission that we receive.

All of our investment advice and asset management services are performed on a fee-only basis. Insurance products such as level term insurance or fixed annuities may have associated commissions. With regard to insurance products, we act as independent agents. In other words, we are not handcuffed to any given company and have access to several insurance products across many different companies.

This blend of fees and commissions results in Lane Hipple being able to maintain objectivity and serve more of the client’s financial needs than if we took a strictly fee-only or commission-only approach. Fee-based financial planners are less likely to be biased by sales commissions. They do not rely on selling products or generating trades to earn their living. Instead, they are paid by you for the effort they expend.We believe wealth should be used to better one’s life and society. There is no greater virtue than helping others. Our clients appreciate our conservative nature believe in making ethical decisions and choose to work with ethical clients. At Lane Hipple we are devoted to providing our clients with an unparalleled level of service as we guide them through the financial planning process. It is our mission to work closely with our clients and listen to them so that we may gain a thorough understanding of their goals and objectives and ultimately provide them with the information they need to make informed decisions regarding their financial life. Our passion is delivering comfort and order to your finances and wealth, through personal and genuine client-planner relationships.

As an independently owned and operated Registered Investment Advisor (RIA), we are able to offer a full menu of investment products and services, including fee-only platforms that align our clients’ objectives with that of our own. You can trust in our independence. At Lane Hipple, we remain fiercely independent so that we can provide you with unbiased advice. We adhere to a core set of investment and business principles that guide everything we do. In addition to our unbiased advice, our open platform allows us to provide you with a wide range of investments and insurance products, all of which are non-proprietary, without being beholden to anyone. We are committed to providing honest, high quality financial planning and wealth management and are dedicated to faithfully serving our clients.