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Parkside Credit Union

  1. Michigan
  2. Westland Atm

Reviews, get directions and contact details for Parkside Credit Union

Address: 1747 S Newburgh Rd, Westland, MI 48186, USA
Phone: (734) 525-0700
State: Michigan
Zip Code: 48186


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Reviews
They say that first impressions are everything. I've been with them for less than two months and considering changing already. They'll try so hard for you to take out a loan through them and will make time to speak with you and make you feel comfortable because you've told them your entire life story and situation. The banker says something like, "I don't see any reason why you would be denied. You haven't had a single late payment in 18 months. We will call you tomorrow." Tomorrow arrives, you call them and they don't even give you the reason for the denial! Now when I set up my account I was told that I'll always be more than a credit score. So what the hell? I just wanted a $4,000 loan to consolidate my credit cards into a lower interest rate. That would boost my FICO to almost 700 then go through them for a home loan. No. Stinking. Way. Not now. I'll NEVER bother to take out a loan through them! They'll be lucky if I don't take my account to Zeal! So now I'll go through One Main and use my car as collateral if necessary... pay a 24% interest, get my score about 700 then request a loan through Quicken instead. Update: The VP of lending (Joy) tried contacting me and left a message. I e-mailed her back: "I work evenings and spent most of today with my mother at the hospital. Perhaps tell me what it is exactly what you'd like to discuss? Because I have little time or patience remaining for this credit union. Yes, I e-mailed a complaint due to my experience but my opinion cannot be swayed. (First impressions and all.) Unless you are reconsidering the approval of my loan then I'm afraid that I really don't have any motivation to have my rejection shoved in my face yet again. However, since I was only approved for a useless $500 then I am in serious doubt that is what you're wanting to discuss. But thanks for the follow up." Guess what? No response. So obviously she didn't want to talk to me about reconsidering my loan. Whatever. I'm done with this institution! Even though I increased my FICO score 57 points in 35 days I'm still not worthy. Obviously, I don't need their help just like they don't need my business. Update Still haven't received a letter explaining why I was denied but since then I raised my FICO to 647 and received my preapproval for 170,000 through a different lender. That's proof that this credit union is NOT interested in lending. At least not to me anyway.
8 years ago (03-12-2017)
My family have been a member for well over forty years. When ever we have had any issue the staff have taken care of it. Also a long standing employee Sandy is well knowable, professional and take charge person. We think she's great.
8 years ago (03-07-2017)
They were great at first I used them for loans. Throughout my 2-year period of making payments at least 4 times I went to make a payment and pull money out the ATM at their Bank and their ATMs are down and I went to make a payment today and they locked the doors five minutes early. So out of the 24 payments I needed to make 5 times I went up there and wasted time 30 minutes out of my way and then wasn't able to make a payment had to come back another day when the ATM was working or they didn't lock me out also have friends who use their banking and they say they freeze or post transactions 3 days late so you don't realize and they hit you with overdraft fees or late fees might be a small Credit Union but they act or treat you just like any other big bank
8 years ago (09-06-2017)
Why does the drive through not open till 10am now? I work midnights plus I do 12 hours a day 7 days a week so unfortunately I don't have time to deposit my checks during these hours. Is there anyway we can change this back to 8am? Not very pleased with this change at all.
8 years ago (26-04-2017)
It was a great service until around the time I got laid off I had a good amount of money saved up did a lot of shopping and I wasn't really worried about running low cuz I had other side work for the winter but as I went on vacation for every dollar I spent or two or five bucks it was a $30 charge overdraft fee and that had never happen before with my debit card I understand that I signed for this without the knowledge of this happening read the fine line I get it but my card had never been able to do that before it let me charge almost $500 before I knew it so every time I spent a dollar $2 or 20$ it was $30 fee every time and for some reason I thought there was $300 aside and to be in a program but I was wrong about that they didn't take it out of my checking's they just started charging me then took it out of my checking's and I thought at 300-plus my checking's was why they let me charge that much and my final statement from them said I owed them 0.00 which was not the case they said they had to do there when they close account so I had no clue now my credit has been tampered with so thank you for financially molesting me
8 years ago (15-04-2017)
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