Associated General Contractors

About

Established in 1979, the Kentucky Associated General Contractors Self Insurers' Fund provides workers' compensation insurance coverage for thousands of construction and contractor-related businesses across the Commonwealth of Kentucky.

Story

The Kentucky Associated General Contractors Self Insurers' Fund was founded in 1979 as an alternate provider of workers' compensation in the Commonwealth of Kentucky. Additionally, the Kentucky AGC/SIF provides out-of-state coverage for its members that work beyond the borders of Kentucky through its innovative Out-of-State/Cross-Borders Program.

The Kentucky AGC/SIF maintains an A.M. Best Rating of A- "Excellent". Over the past 18 consecutive years, the Kentucky AGC/SIF has returned dividends to its membership totaling over $104 million. Simply put, it is the best that it can be in Kentucky.

The Kentucky AGC/SIF is exclusively endorsed by the following Trade Associations:

AGC of Kentucky > Trustee(s) - Doug Hacker & David Jackson
AGC of Western Kentucky > Trustee(s) - Bruce Chester & Dennis Smith
Builders Exchange of Kentucky > Trustee(s) - Tom Clements
Home Builders Association of Kentucky > Trustee(s) - Van Cook & Jim Skaggs
Kentucky Association of Highway Contractors > Trustee(s) - Mark Mathis
Kentucky Association of Plumbing, Heating & Cooling Contractors > Trustee(s) - Erv Klein
Kentucky Crushed Stone Association > Trustee(s) - Kevin Woosley

The Fund is managed by the third-party administrator firm of Ladegast & Heffner Claims Service, Inc. Ladegast & Heffner began administering claims in 1984, and assumed full underwriting and claims administration duties in 1986. Key employees for Ladegast & Heffner include:

Larry Ladegast (Owner) > Administrator
Paul Heffner (Owner) > Administrator
Karl T. Ladegast > Administrator, Director of Underwriting
Mary Margaret Sutherland > Administrator, Director of Claims
Dina Green > Claims Manager
Chris Hickman > Underwriting Manager

Mission

To continue to meet the Kentucky construction industry's workers' compensation needs with the no nonsense approach of TOTAL commitment to its members demonstrated by its rates, its dividends and its service in conjunction with its financial stability.

Products

Workers' Compensation & Employers' Liability