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not the best experience by a long shot. Almost lost our home last yr. Previous mortgage Chase( that was no better) sold to EBS- they charged us 13 % interest on a already stressed payment. & 7 years we battled, had to hire a lawyer and lots of money!!! We are still paying 10 % now and there is no way out of this mess then to sell the house, So it is what it is. Tried to refy and EBS doesn't report to credit ---so they is no paper trail to see. I asked for a copy of payments and when I received it I was shocked!!! We made payments on time and I see plenty of days late-- 458 days,357 days on it! what the hell? questioned bank- you need to call me to explained. we have wh called a rolling late charge from when we were in foreclosure.. We [aid a whopping 11 grand to get this taken care on and get reinstated no where on the paper work did it even state that money-- so until these rolling late charges are taken care of, we can not reify... And Ebs KNOWS THAT!!! so we are not happy. We didn't ask to be talked over by EBS they just did it-- we didn't get any money back from their refy..
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