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Patriot Finance, LLC

  1. Cumberland
  2. Georgia Finance

Reviews, get directions and contact details for Patriot Finance, LLC

Patriot Finance, LLC
Address: 2500 Cumberland Pkwy SE #225, Atlanta, GA 30339, USA
Phone: (678) 534-8226
State: Georgia
City: Atlanta
Zip Code: 30339


Opening Hours

Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: Closed
Sunday: Closed

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Reviews
Please don't waste your time going to Patriot Finance for any type of service because all they going to do is run your credit and turn you down that is ridiculous and waste of my time and my beacon score went down because of them. Their credit "qualifications" are extremely misleading. My credit score is well over 600 with all 3 bureaus (which I just found out from getting a free electronic copy of all of my credit reports), I have a verifiable job These people are a joke
8 years ago (05-03-2018)
What a joke! I'm another sucker who was "pre approved" only to jump through hoops and damaging my credit score because of their hard pull. DON'T FALL FOR IT! A pre qualification is one thing but a pre approval is another and I plan on checking out the legality of the whole misrepresentation they present to consumers.
9 years ago (22-01-2018)
Do not apply with this company. Received a pre-approved offer from Patriot Finance. I apply because my score is well above the 700s. I have verifiable income well above 100K. I apply and submit all documents requested. This is where it becomes murky. After submittong my docs, I awaited 72 hours for a response. Then the underwriter Jeff (which isn't the underwriter, he's actually the prejudiced COO Jeff Branton) calls & ask for W2's and my tax return which wasn't a problem. Then he ask for a IRS Form 4506-T form & 3 more months of bank statements to further verify my documents?!? Hmmm...really?!? Six months of bank statements, 3 paystubs of my last pay period, Drivers License, a W2, 2016 Tax Return, & IRS Form 4506-T. Qualifiying for a mortgage would be easier and less invasive than this process. Also, I think their staff & underwriters are extremely prejudiced towards people of color. Don't let the one or two black receptionist in their office fool you. Anywho, after the long drawn out process, I get an offer. Get this.... A $15,000 loan with an 39% APR-59% interest for 36 months !!! Really...?!? They pulled Transunion and my score was 739. No lates and zero credit usage. All account up to date & paid. DTI Ratio at 17%. And this is the best they give me?!? Don't listen to any of the reviews on Trust Pilot. If you are a minority, go to a credit union or local bank & apply for a loan or credit card. This Alt-Right company has no problems funding predatory sub-prime loans to minorities and offering much better rates to those who are of their liking or ilk. P.S.- That Person Jeff. On top of being the "underwriter", he is the COO of the company. So if he feels like being discriminatory against you, he will. If you feel you have been discriminated against, you should file a complaint with the General Attorney & State of Georgia. His name is Mr. Jeff Branton.
9 years ago (02-11-2017)
Their credit "qualifications" are extremely misleading. My credit score is well over 600 with all 3 bureaus (which I just found out from getting a free electronic copy of all of my credit reports), I have a verifiable job where I've been employed for almost 2 years and I've had my checking account with the same NY credit union for well over 5 years. So why did I get denied for an installment loan with this unknown company? Because of a bankruptcy that was discharged in 2008; NINE years ago. If I'd known I'd get denied because of a bankruptcy that is within a year of falling off my credit report, I wouldn't have even bothered applying. And of course when you call their local number for an explanation, the male receptionist doesn't even greet you with the "company's" name. I had to ask if I was speaking with someone who worked for Patriot Financing. How professional. Don't waste your time with this company, you're better off going through a bank or credit union. However, if you're Black or Latino, you'd probably have a better chance of winning the lottery now-a-days. Go figure, financial institutions can screw over US citizens for years and then when you're in a financial bind due to circumstances beyond your control, you're on your own.
9 years ago (27-04-2017)
GOOD THINGS COME TO THOSE WHO PUT THERE TRUST IN GOD
9 years ago (01-11-2017)
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